Bill > HR1759

This bill, called the "Affordable PLUS Repayment Options for Parents Act of 2025", aims to expand student loan repayment options for parents and guardians by allowing borrowers of Parent PLUS loans (federal loans taken by parents to help pay for their dependent child's education) to access income-contingent and income-based repayment plans. Currently, these borrowers are often excluded from such flexible repayment arrangements. The bill modifies existing provisions in the Higher Education Act of 1965 to remove language that previously prohibited parents from using these plans. Specifically, it changes regulations to enable parents to repay their loans based on their income level, which can make monthly payments more manageable. The bill also revises the definition of "partial financial hardship" to potentially make more parents eligible for these repayment plans by calculating affordability based on their adjusted gross income and family size. The amendments will apply to borrowers with outstanding Parent PLUS loans or consolidation loans related to such parent loans, taking effect on the date of the Act's enactment and providing immediate relief to qualifying parents struggling with student loan repayment.

Education

https://www.congress.gov/bill/119th-congress/house-bill/1759/all-info