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NY S05789
NY S05789Requires insurance policies to provide coverage for medically necessary hearing aids purchased from hearing aid dispensers.
summary
Introduced
03/03/2025
03/03/2025
In Committee
01/07/2026
01/07/2026
Crossed Over
Passed
Dead
Introduced Session
2025-2026 General Assembly
Bill Summary
AN ACT to amend the insurance law, in relation to requiring insurance policies to provide coverage for medically necessary hearing aids purchased from hearing aid dispensers
AI Summary
This bill requires health insurance policies in New York to provide coverage for medically necessary hearing aids for children under 18 years old. The coverage applies to hearing aids purchased from registered hearing aid dispensers or licensed audiologists, and is limited to one hearing aid per impaired ear every 24 months, unless the child's hearing has significantly changed or the existing hearing aid no longer corrects their hearing loss. A "hearing aid" is defined as any wearable hearing device and its parts, excluding batteries and cords, with the specific type of device to be determined by a professional. The bill applies to individual health insurance policies, group health insurance policies, and contracts from health service or hospital service corporations. The coverage can be subject to standard insurance cost-sharing mechanisms like deductibles, coinsurance, and copayments. Additionally, the bill includes services such as recasing, reshelling, and acquiring new molds as part of the covered hearing aid benefits. The law will take effect on the first day of January following its enactment and will apply to all policies issued, modified, or renewed after that date.
Committee Categories
Business and Industry
Sponsors (2)
Last Action
REFERRED TO INSURANCE (on 01/07/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.nysenate.gov/legislation/bills/2025/S5789 |
| BillText | https://assembly.state.ny.us/leg/?default_fld=&bn=S05789&term=2025&Summary=Y&Actions=Y&Text=Y&Committee%26nbspVotes=Y&Floor%26nbspVotes=Y#S05789 |
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