Bill > HB3569

This bill introduces new protections for licensed insurance agents working with property and casualty insurers by prohibiting certain discriminatory practices. Specifically, the bill prevents insurers from refusing to enter into contracts with licensed agents who are authorized to write a specific line of insurance, with an exception for captive agents. Insurers are now explicitly barred from terminating, suspending, or refusing to renew an agent's contract based on the agent's direct written premium volume or the amount of losses incurred by the insurer associated with policies written by that agent. The law only applies to new contracts and appointments entered into on or after the bill's effective date of September 1, 2025, and does not apply to situations where an insurer has previously terminated an agent's contract in accordance with existing regulations and for legitimate reasons. This legislation aims to provide more stability and fairness for independent insurance agents by limiting an insurer's ability to arbitrarily end business relationships based on financial performance metrics.

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https://capitol.texas.gov/BillLookup/History.aspx?LegSess=89R&Bill=HB3569