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Bill > HB3088


WV HB3088

WV HB3088
Increase to minimum of $2000 as the amount recoverable by fire companies from homeowners insurance policies for response to fire call


summary

Introduced
03/03/2025
In Committee
03/07/2025
Crossed Over
Passed
Dead
04/12/2025

Introduced Session

2025 Regular Session

Bill Summary

The purpose of this bill is to increase insurance coverage to a minimum amount of $2000 that may be recovered by a fire department responding to fire call at an insured property.

AI Summary

This bill requires all fire insurance policies in West Virginia to include a minimum coverage of $2,000 for each fire department response to an event on an insured property. Currently, fire departments may face challenges in recovering costs for their emergency services, and this legislation aims to ensure they can receive a standard minimum reimbursement from insurance companies when they respond to fires at insured properties. The bill mandates that insurers providing fire insurance must include this coverage as part of their policies, which will help fire departments offset the expenses associated with emergency response, such as personnel costs, equipment usage, and other resources deployed during a fire incident. By establishing a consistent $2,000 minimum recovery amount, the bill provides a more predictable and standardized method for fire departments to recoup some of their operational costs when responding to fire-related emergencies.

Committee Categories

Budget and Finance, Business and Industry

Sponsors (1)

Last Action

House Banking and Insurance Subcommittee Meeting (15:00:00 3/13/2025 House Finance Committee Room) (on 03/13/2025)

bill text


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