Bill > HF1838

This bill aims to prohibit the use of artificial intelligence (AI) in the utilization review process for health insurance in Minnesota. The bill first defines "artificial intelligence" by referencing the definition in United States Code, title 15, section 9401. It then explicitly forbids utilization review organizations from using AI in any part of their review, evaluation, determination, or appeals processes. Utilization review is a process where health insurance companies assess the medical necessity, appropriateness, and efficiency of healthcare services before or after they are provided. By banning AI from this process, the bill seeks to ensure that human judgment and decision-making remain central to reviewing healthcare services and claims, potentially addressing concerns about algorithmic bias or the potential for AI to make critical healthcare determinations without sufficient nuance or understanding of individual patient circumstances.

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https://www.revisor.mn.gov/bills/bill.php?b=House&f=HF1838&ssn=0&y=2025