Bill > A06282

This bill modifies existing laws related to vehicle insurance and transportation services, specifically expanding the types of risk retention groups (RRGs) that can provide insurance for certain vehicles. The bill defines and adds three new vehicle categories: commuter vans, pre-arranged for-hire vehicles, and accessible vehicles, which can now be insured by risk retention groups not chartered in New York State. These RRGs must be registered with the state's financial services superintendent under the federal Liability Risk Retention Act of 1986. The bill specifies detailed requirements for accessible vehicles, including Americans with Disabilities Act compliance, wheelchair accommodation, assistive listening systems, braille signage, and other accessibility features. For these vehicle types, the RRGs must provide insurance policies with specific minimum liability coverage, and for commuter vans and pre-arranged for-hire vehicles, the RRGs must rely on existing workers' compensation medical treatment guidelines for no-fault insurance. Additionally, the bill requires RRGs to report examinations, audits, or investigations performed by other states' insurance commissioners to New York's Department of Financial Services within 60 days. These changes aim to provide more flexibility in insurance options for transportation services while ensuring proper regulatory oversight and accessibility standards.

Transportation and Infrastructure

https://www.nysenate.gov/legislation/bills/2025/A6282