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Bill > HR1814


US HR1814

US HR1814
Restoring the VA Home Loan Program in Perpetuity Act of 2025


summary

Introduced
03/03/2025
In Committee
03/10/2025
Crossed Over
Passed
Dead

Introduced Session

119th Congress

Bill Summary

A BILL To amend title 38, United States Code, to provide for limitations on the authority of the Secretary of Veterans Affairs to purchase certain loans guaranteed by the Department of Veterans Affairs to avoid default, and for other purposes.

AI Summary

This bill, known as the "Restoring the VA Home Loan Program in Perpetuity Act of 2025", introduces new limitations on the Department of Veterans Affairs' (VA) ability to purchase loans to prevent default. Specifically, the bill restricts the VA Secretary from purchasing more than 250 total loans in any given fiscal year under the VA servicer purchaser program. The legislation also requires the VA Secretary to submit a report to Congressional Veterans' Affairs Committees within 180 days of enactment, detailing a plan to sell loans acquired under this program to non-government entities after May 31, 2024. These changes are designed to modify existing provisions in Title 38 of the United States Code related to VA loan guarantees, with the goal of providing more transparency and limiting the government's intervention in VA home loan defaults. The bill represents an effort to create clearer guidelines and potentially reduce government financial exposure in the VA home loan program.

Committee Categories

Business and Industry, Military Affairs and Security

Sponsors (1)

Last Action

House Subcommittee on Economic Opportunity Hearing (10:15:00 3/11/2025 360 CHOB) (on 03/11/2025)

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