Bill > A06379

This bill amends the New York insurance law to increase monetary limits and expand coverage for first party benefits in motor vehicle insurance under the No-fault insurance system. Specifically, the bill increases the monthly loss of earnings benefit from two thousand to three thousand dollars per month for up to three years after an accident, and expands the category of "other reasonable and necessary expenses" to include additional non-medical services such as pet care, house cleaning, laundry, and food preparation and delivery services. The daily limit for these additional expenses is raised from twenty-five to fifty dollars per day for up to one year. The bill also clarifies that a treating physician's certification of disability can serve as prima facie evidence that an expense was reasonable and necessary. Additionally, the bill modifies how lost earnings are calculated, specifying that a 20% reduction in lost earnings will not count towards the fifty thousand dollar limit for basic economic loss per person. These changes aim to provide broader financial support for individuals injured in motor vehicle accidents by recognizing a wider range of supportive services and increasing monetary compensation.

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https://www.nysenate.gov/legislation/bills/2025/A6379