Bill > HB3162

This bill modifies Chapter 46A of the West Virginia Code to clarify that legal actions related to consumer credit and protection can continue even if the person who initiated the action or the person being sued dies. Specifically, the bill expands the definition of "consumer" to include personal representatives of an estate, ensuring that debt-related legal claims can be pursued through an estate's representative. The bill also amends existing law to explicitly state that causes of action under Chapter 46A (which covers consumer credit transactions) will survive the death of either the person seeking to recover damages or the person liable for those damages. This means that if someone dies while pursuing a legal claim related to consumer credit or protection, their estate can continue the lawsuit, or if the person against whom a claim is being made dies, the legal action can still proceed against their estate. The bill aims to provide clarity and continuity in consumer protection legal proceedings, ensuring that valid claims are not automatically dismissed due to the death of a party involved.

Business and Industry, Justice

http://www.wvlegislature.gov/Bill_Status/Bills_history.cfm?input=3162&year=2025&sessiontype=RS&btype=bill