Bill > S06053

This bill amends the New York State Executive Law to prohibit rental discrimination based on a person's consumer credit history. The bill defines "consumer credit history" as an individual's creditworthiness, credit standing, credit capacity, or payment history, as indicated by a consumer credit report or credit score. Specifically, the legislation makes it unlawful for housing providers to refuse to rent or lease, or to misrepresent the availability of housing, based on a potential tenant's consumer credit history. The bill expands existing anti-discrimination protections in housing to include consumer credit history alongside other protected characteristics like race, gender, disability, and source of income. This means landlords cannot deny housing or treat potential tenants differently because of their credit background, adding an additional layer of protection for renters who may have had past credit challenges. The provisions apply to both privately owned and publicly-assisted housing accommodations, and the law takes effect immediately upon passage, potentially helping individuals with less-than-perfect credit access housing more equitably.

Government Affairs

https://www.nysenate.gov/legislation/bills/2025/S6053