Bill > HB3169

This bill amends the Insurance Sales Consumer Protection Act to establish new restrictions and safeguards around referrals by unlicensed persons in the insurance industry. Currently, unlicensed individuals can refer customers to insurance sellers and receive a nominal fee (defined as $100 or less) without being licensed. The bill adds new requirements for insurance issuers and producers who make payments for such referrals, mandating that they establish procedures to ensure referral efforts do not engage in unethical telemarketing practices. These safeguards include prohibiting autodialed or prerecorded calls without express written consent, preventing calls to numbers on the National Do Not Call Registry, banning the display of false caller ID information, and preventing unlicensed referrers from misrepresenting themselves as licensed insurance agents. The goal is to protect consumers from potentially predatory or deceptive telemarketing tactics in the insurance referral process by creating clear guidelines and accountability for referral activities.

Budget and Finance, Business and Industry

http://www.wvlegislature.gov/Bill_Status/Bills_history.cfm?input=3169&year=2025&sessiontype=RS&btype=bill