Bill > HB3840

This bill requires the Texas insurance commissioner to establish a rule mandating that automobile insurance companies provide a premium discount to policyholders who have dashboard cameras installed in their motor vehicles. The bill defines a motor vehicle as any motor-driven vehicle required to be registered in Texas. The insurance commissioner must adopt these rules by December 1, 2025, and the new requirement will apply to insurance policies delivered, issued, or renewed on or after January 1, 2026. The bill aims to incentivize drivers to install dashboard cameras, which can potentially provide additional evidence in the event of an accident and may help reduce insurance fraud or disputes about fault. The legislation will take effect on September 1, 2025, giving insurance companies and the commissioner time to prepare for and implement the new discount requirement.

Business and Industry

https://capitol.texas.gov/BillLookup/History.aspx?LegSess=89R&Bill=HB3840