Bill > SB1945

This bill requires insurance entities in Texas to offer Medicare supplement benefit plans to individuals younger than 65 years of age who are eligible for Medicare due to disability or end-stage renal disease, with the same coverage and protections currently provided to individuals 65 and older. The bill establishes specific enrollment periods for these younger Medicare beneficiaries, including a six-month period starting when they first enroll in Medicare Part B, an annual 60-day open enrollment period on their birthday, and a special enrollment period designated by the commissioner. During these enrollment periods, insurers cannot deny coverage, impose medical underwriting, discriminate based on health status, or exclude pre-existing conditions. The changes will apply to Medicare supplement plans delivered, issued, or renewed on or after September 1, 2025, and provide a specific transition period for individuals under 65 already enrolled in Medicare Part B to apply for coverage between August 31, 2025, and March 2, 2026. The bill aims to ensure that younger Medicare beneficiaries with disabilities have equitable access to supplemental health insurance coverage.

Health and Social Services

https://capitol.texas.gov/BillLookup/History.aspx?LegSess=89R&Bill=SB1945