Bill > A06492

This bill mandates that insurance policies providing hospital, surgical, or medical coverage must include comprehensive coverage for hysterectomies, ensuring that patients receive inpatient hospital care for a minimum of 72 hours following the surgical procedure. The bill applies to various types of health insurance policies, including individual policies, group policies, and policies issued by medical expense indemnity, hospital service, and health service corporations. The coverage for hysterectomies can be subject to annual deductibles and coinsurance that are consistent with other benefits in the policy, as determined appropriate by the insurance superintendent. Importantly, the bill specifies that this new requirement does not reduce or eliminate existing coverage and cannot be interpreted as restricting any previously established rights or benefits. The legislation will take effect 120 days after becoming law and will apply to all insurance policies entered into or renewed after that date, ensuring a systematic and gradual implementation of the new coverage mandate.

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https://www.nysenate.gov/legislation/bills/2025/A6492