Bill > S0610

This bill adds several consumer protections to existing Medicare Supplement insurance laws, focusing on improving access and coverage for individuals with Medicare. Specifically, the bill introduces new provisions for individuals under 65 with disabilities, guaranteeing them a six-month open enrollment period when they turn 65 and remain enrolled in Medicare Parts A and B. The bill also establishes broader guaranteed issue rights during the Medicare Annual Enrollment Period (AEP) for individuals who have maintained continuous Medicare supplement or Medicare Advantage coverage. Additionally, the bill requires insurance issuers to bear the expenses of rate filing reviews and potential public hearings, and mandates that the Office of Health Insurance Commissioner evaluate the potential adoption of a community rating structure for Medicare supplement plans. The bill prohibits medical underwriting and ensures that policy issuance cannot be conditioned on an applicant's medical status. The new provisions aim to make Medicare supplement insurance more accessible, transparent, and fair for consumers, particularly those with disabilities or limited insurance options. The bill will take effect immediately upon passage.

Health and Social Services

https://status.rilegislature.gov/