Bill > SB292

This bill revises provisions related to Medicare supplemental insurance policies to expand access for individuals under 65 who are eligible for Medicare due to disability or end-stage renal disease. Specifically, insurers will now be required to offer these individuals the same Medicare supplemental policies they offer to people 65 and older, without imposing additional restrictions or higher premium rates beyond certain specified limits. The bill creates a mandatory 6-month open enrollment period for individuals under 65 when they first enroll in Medicare Part B, during which insurers cannot deny coverage or exclude benefits based on preexisting conditions. Additionally, the bill establishes a special open enrollment period from October 1, 2025, to April 1, 2026, for people under 65 currently enrolled in Medicare Part B due to disability or end-stage renal disease. The legislation aims to ensure that younger Medicare beneficiaries have equitable access to supplemental insurance coverage, addressing a gap in existing insurance regulations by requiring insurers to treat these individuals comparably to older Medicare recipients.

Business and Industry

https://www.leg.state.nv.us/App/NELIS/REL/83rd2025/Bill/12502/Overview