Bill > HR71

This resolution requests the Insurance Commissioner to conduct a comprehensive study on uninsured motorists in Hawaii, recognizing that approximately 11% of drivers operate vehicles without valid insurance despite state law requiring coverage. The study aims to examine the estimated number of uninsured motorists, analyze their financial impact on insured drivers (including potential premium increases), and develop recommendations to reduce the number of uninsured vehicles. The resolution specifically asks the Insurance Commissioner to submit a detailed report with potential legislative proposals no later than twenty days before the 2026 Regular Session, highlighting the legislature's concern about the financial and emotional burdens placed on drivers involved in accidents with uninsured motorists. By requesting this study, the resolution seeks to gain a deeper understanding of the issue and develop effective policies to protect Hawaii residents' financial well-being.

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https://www.capitol.hawaii.gov/session/measure_indiv.aspx?billtype=HR&billnumber=71&year=2025