Bill > S06275

This bill authorizes the New York State Insurance Superintendent to investigate fraudulent activities related to motor vehicle insurance, specifically targeting individuals who operate vehicles without insurance or misrepresent where their vehicles are garaged. The legislation increases civil penalties for forging insurance documents, raising the fine for the first violation from one thousand to two thousand dollars and maintaining the five thousand dollar penalty for subsequent violations. The bill creates a new crime of offering a false application for motor vehicle insurance or registration, which occurs when someone knowingly provides false information about their residence or vehicle's garage location. Additionally, the bill expands the definition of insurance fraud in the fourth degree to include operating a vehicle with an out-of-state insurance policy while actually residing in New York. The legislation also requires vehicle registration applicants to provide their street address (not just a P.O. box) and sign an attestation affirming the truthfulness of their application. The bill aims to combat insurance fraud, prevent improper shifting of insurance liability costs, and ensure more accurate motor vehicle registration and insurance documentation. Most provisions will take effect 180 days after becoming law, with certain criminal statute amendments taking effect on the following November 1st.

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https://www.nysenate.gov/legislation/bills/2025/S6275