Bill > H6047

This bill mandates comprehensive contraceptive coverage for all health insurance contracts in Rhode Island effective January 1, 2026, requiring insurers to cover all FDA-approved contraceptive drugs, devices, and products without cost-sharing. The bill expands coverage to include therapeutic equivalents of contraceptives, over-the-counter contraceptives, voluntary sterilization procedures, related clinical services like consultations and examinations, and follow-up services. Insurers must provide a twelve-month supply of contraceptives and cannot impose utilization controls or medical management restrictions. Religious employers can opt out of contraceptive coverage that conflicts with their religious tenets, but must provide written notice to enrollees about excluded services. The bill applies to various types of health insurance, including individual and group plans, nonprofit hospital and medical service corporations, and health maintenance organizations. Additionally, the state department is required to monitor plan compliance, engage in stakeholder processes, conduct random reviews, and submit annual reports on implementation. The legislation aims to ensure comprehensive and accessible contraceptive care for enrollees, with particular attention to affordability and minimal barriers to access.

Budget and Finance

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