Bill > S838

This bill requires all providers of transmitting antennas for telecommunications, video programming, and television broadcast services to obtain wireless infrastructure insurance that supports electrical, mechanical, and non-ionizing radiation safety. The legislation stems from concerns about potential health risks associated with wireless technologies, including studies suggesting possible damage to DNA, fertility, increased cancer rates, and mental health issues. The bill mandates that insurance providers cover a minimum of $5,000,000 in aggregate liability for structures, $1,000,000 for microcell antennas, or $500,000 for smaller antennas, with comprehensive coverage including bodily injury, property damage, personal injury, and liability protection. The insurance must be provided by a licensed third-party provider, not a self-insured alternative, and must name municipal officials as additional insureds when applicable. Key requirements include coverage for various potential damages, with specific protections against exclusions for contractual liability, cross-liability, pollution (including electromagnetic pollution), and other potential risks. The bill provides an exception for personal digital devices and home or business appliances with transmitting antennas. Overall, the legislation aims to create a minimum insurance standard that incentivizes safety and provides financial protection for potential risks associated with wireless infrastructure.

Business and Industry

https://malegislature.gov/Bills/194/S838