Bill

Bill > S1030


MA S1030

MA S1030
To increase transparency in the Massachusetts land record systems to protect the property rights of homeowners and businesses


summary

Introduced
02/27/2025
In Committee
01/29/2026
Crossed Over
Passed
Dead

Introduced Session

194th General Court

Bill Summary

For legislation to further regulate the reporting requirements of mortgages secured by residential property. The Judiciary.

AI Summary

This bill seeks to enhance transparency in Massachusetts land record systems by amending Chapter 183, Section 6D to require that any assignment of mortgage secured by residential property must be forwarded to the appropriate registry district for recording within 30 days of its execution. The term "assignment of mortgage" refers to the legal transfer of a mortgage from one lender or financial institution to another, which can happen when a mortgage is sold or transferred. By mandating this timely recording, the bill aims to protect the property rights of homeowners and businesses by ensuring that changes in mortgage ownership are promptly and accurately documented in public records. This increased transparency can help prevent potential disputes, provide clarity on property ownership, and make it easier for homeowners and other stakeholders to track changes in mortgage ownership.

Committee Categories

Budget and Finance, Justice

Sponsors (1)

Last Action

Bill reported favorably by committee and referred to the committee on Senate Ways and Means (on 01/29/2026)

bill text


bill summary

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bill summary

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bill summary

Document Type Source Location
State Bill Page https://malegislature.gov/Bills/194/S1030
BillText https://malegislature.gov/Bills/194/S1030.pdf
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