Bill > S823

This bill aims to enhance post-pregnancy mental health care coverage across various Massachusetts health insurance platforms by amending multiple sections of state law. The legislation mandates that health insurance plans, including state employee, Medicaid, and private insurance plans, must provide comprehensive mental health care coverage for individuals after pregnancy, specifically including postpartum and post-miscarriage mental health services. The bill requires that these mental health services be provided without any deductibles, copayments, coinsurance, or other cost-sharing requirements, and prohibits insurers from imposing unreasonable restrictions or delays in coverage. The mental health benefits must be equally available to the enrollee, their spouse, and dependents. The bill covers a wide range of health insurance providers, including state employee health plans, Medicaid, and various private health insurance organizations. The provisions are designed to ensure that individuals receive necessary mental health support during the vulnerable period following pregnancy, regardless of their insurance type. The new regulations will take effect six months after the bill's passage, giving insurance providers time to adjust their policies and procedures to comply with the new requirements.

Business and Industry, Health and Social Services

https://malegislature.gov/Bills/194/S823