Bill > S727

This bill provides comprehensive protections for living organ donors in Massachusetts by prohibiting insurance discrimination across multiple types of insurance policies. Specifically, the bill prevents health, life, disability, and long-term care insurers from declining, limiting, or conditioning coverage based solely on a person's status as a living organ donor. The legislation requires insurers to treat living organ donors the same as other individuals, without imposing additional restrictions or higher costs, unless there are demonstrable additional actuarial risks. The bill also mandates that the state's insurance commissioner develop regulations to implement these protections and requires the Department of Public Health to make materials from reputable live organ donation organizations available to the public. By enacting these provisions, the bill aims to remove potential barriers that might discourage individuals from becoming organ donors by ensuring they cannot be penalized in the insurance marketplace for their generous and life-saving decision to donate an organ.

Budget and Finance, Business and Industry, Health and Social Services

https://malegislature.gov/Bills/194/S727