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PA HB893

PA HB893
In financial responsibility, further providing for rates.


summary

Introduced
03/13/2025
In Committee
03/13/2025
Crossed Over
Passed
Dead

Introduced Session

2025-2026 Regular Session

Bill Summary

Amending Title 75 (Vehicles) of the Pennsylvania Consolidated Statutes, in financial responsibility, further providing for rates.

AI Summary

This bill amends Pennsylvania's vehicle laws to ensure that widowed persons are not discriminated against in auto insurance rate-setting. Specifically, the legislation requires that insurance companies treat widowed individuals the same as married individuals when establishing or maintaining private passenger motor vehicle insurance rates and classifications. The bill mandates that for any financial responsibility insurance policy written, delivered, or renewed after the bill's effective date, widowed persons cannot be charged different rates or placed in different risk categories solely based on their widowed status. This change aims to prevent potential financial disadvantages for individuals who have lost a spouse, ensuring they are not penalized in the insurance market because of their marital status. The bill will take effect 60 days after its enactment, giving insurance companies time to adjust their rating practices to comply with the new requirement.

Committee Categories

Business and Industry

Sponsors (4)

Last Action

Referred to Insurance (on 03/13/2025)

bill text


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