Bill > HB4208

This bill amends Michigan's insurance code to clarify the definition of "health insurance" and "health insurance policy" by making two key modifications. First, it corrects the grammatical structure of the "health insurance" definition, changing it from "Health" insurance is" to "Health insurance" means". Second, and more substantively, the bill adds language to explicitly exclude policies that provide coverage only for "excepted benefits" from being considered health insurance policies. Excepted benefits, as defined in federal law (42 USC 300gg-91), typically include specific types of limited coverage such as dental, vision, disability income, or supplemental liability insurance. The bill is tied to another legislative bill, meaning it will only take effect if a companion bill (House Bill 4207) is also enacted into law. The purpose appears to be to provide more precise legal language around what constitutes a health insurance policy in Michigan, potentially helping to clarify regulatory requirements for insurance providers.

Business and Industry, Health and Social Services

https://legislature.mi.gov/Bills/Bill?ObjectName=2025-HB-4208