Bill > SB2319

This bill modifies automobile insurance requirements for transportation network company (TNC) drivers, such as those working for Uber or Lyft, by clarifying insurance coverage obligations during different stages of driving. The bill specifies three distinct insurance scenarios: when a driver is logged onto the TNC's digital network but not yet engaged in a ride, when a driver is engaged in a prearranged ride without a passenger in the vehicle, and when a driver is actively transporting a TNC rider. For the first two scenarios, the insurance policy must provide minimum liability coverage of $50,000 per person, $100,000 per incident for bodily injury, and $25,000 for property damage, along with uninsured motorist and personal injury protection coverage. When a TNC rider is in the vehicle, the insurance policy must provide a total aggregate liability limit of $1 million for death, bodily injury, and property damage. The changes will apply only to automobile insurance policies delivered, issued, or renewed on or after January 1, 2026, and the bill itself will take effect on September 1, 2025, allowing insurance providers and TNCs time to adjust to the new requirements.

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https://capitol.texas.gov/BillLookup/History.aspx?LegSess=89R&Bill=SB2319