Bill > H1299

This bill aims to modify existing health insurance regulations to increase enrollment in affordable health plan networks by introducing several key provisions. Specifically, the bill allows the commissioner to exempt health insurance carriers from certain compliance requirements under certain conditions, such as if the majority of their membership is enrolled in a single rate region, receives subsidized coverage, or if the carrier derives 80% or more of its income from government programs. Additionally, the bill modifies regulations regarding network plans by removing restrictions that currently limit carriers' flexibility in designing select and tiered network plans. These changes would enable insurance carriers to introduce or modify network plans more freely, without being required to include entire provider groups in the same tier or network on an "all-or-nothing" basis. The goal appears to be providing insurance companies more administrative flexibility, potentially allowing them to create more cost-effective and tailored health plan networks that could make insurance more affordable and accessible to consumers.

Business and Industry

https://malegislature.gov/Bills/194/H1299