Bill > H1329

This bill proposes an amendment to Chapter 244 of Massachusetts General Laws that would require mortgage lenders to delay foreclosure proceedings for 60 days after the death of a borrower. Under this proposed legislation, when a borrower passes away, the surviving spouse or family member must notify the lender and provide documentation proving the borrower's death. Once this notification is made, the lender is legally obligated to pause all foreclosure activities for a 60-day period. The purpose of this bill appears to be providing recently widowed individuals or families a temporary reprieve from the stress of potential home foreclosure, giving them time to assess their financial situation, potentially seek alternative financing, or make arrangements for the mortgage after losing a primary borrower. This delay could provide a critical window of protection for vulnerable families during a difficult emotional and financial transition period.

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https://malegislature.gov/Bills/194/H1329