Bill > H1314

This bill aims to enhance post-pregnancy mental health care coverage across various health insurance systems in Massachusetts by amending multiple sections of state law. The bill requires that health insurance plans, including those for state employees, Medicaid, and private health insurers, cover post-pregnancy mental health care without any cost-sharing requirements like deductibles, copayments, or coinsurance. This coverage explicitly includes postpartum mental health care and post-miscarriage mental health care, and mandates that the benefits be the same for the primary enrollee, their spouse, and dependents. The bill also ensures that insurance plans cannot impose unreasonable restrictions or delays in providing this mental health coverage. By modifying sections across different chapters of Massachusetts law, the bill creates a comprehensive approach to supporting individuals' mental health needs after pregnancy, recognizing the potential emotional challenges that can arise during this significant life transition. The legislation is set to take effect six months after its passage, giving insurance providers time to adjust their policies and systems to comply with the new requirements.

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https://malegislature.gov/Bills/194/H1314