Bill > H476

This bill modifies existing Massachusetts law regarding medical debt reporting on consumer credit reports by adding new provisions that exclude medical debt from being reported to credit agencies. Specifically, the bill amends section 52 of chapter 93 of the General Laws to prevent health care provider medical bills, charges, debts, payments, or collections from being included in credit reports. This means that medical debt will not negatively impact an individual's credit score, which can help protect consumers from long-term financial consequences related to healthcare expenses. The bill also adds a provision that any adverse credit information older than 7 years cannot be reported, further protecting consumers from outdated financial information. By removing medical debt from credit reporting, the legislation aims to reduce the financial burden on individuals who may struggle with high healthcare costs and prevent medical expenses from causing long-term credit challenges.

Labor and Employment

https://malegislature.gov/Bills/194/H476