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Bill > H454


MA H454

MA H454
Relative to credit card surcharges


summary

Introduced
02/27/2025
In Committee
02/27/2025
Crossed Over
Passed
Dead

Introduced Session

194th General Court

Bill Summary

Relative to credit card surcharges. Consumer Protection and Professional Licensure.

AI Summary

This bill modifies existing Massachusetts law regarding payment methods and surcharges in sales transactions. Specifically, the bill allows sellers to offer discounts for payments made by cash, check, or debit card, while prohibiting them from imposing surcharges on buyers who choose to use any payment method, including credit cards. Sellers who offer discounts must provide clear notice of such discounts in multiple ways: by posting a physical sign in their premises for in-person transactions, displaying the notice on their website or digital payment application for online transactions, and verbally announcing the discount for oral transactions like telephone sales. The key goal appears to be protecting consumers by preventing additional fees for using different payment methods while still allowing businesses the flexibility to incentivize certain payment types through discounts. This legislation updates Chapter 140D of the Massachusetts General Laws to provide clearer guidelines on payment method pricing and consumer transparency.

Committee Categories

Labor and Employment

Sponsors (1)

Last Action

Reporting date extended to Wednesday, March 18, 2026 (on 08/26/2025)

bill text


bill summary

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bill summary

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bill summary

Document Type Source Location
State Bill Page https://malegislature.gov/Bills/194/H454
BillText https://malegislature.gov/Bills/194/H454.pdf
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