Bill > H1248

This bill provides comprehensive protections for living organ donors in health and life insurance contexts by prohibiting insurance companies from discriminating against individuals based on their status as living organ donors. Specifically, the bill prevents insurers from declining or limiting coverage, precluding organ donation as a condition of continuing coverage, or discriminating in policy offerings, issuance, cancellation, coverage amount, price, or other conditions solely due to an individual's living organ donor status. The bill also requires the state's department of insurance to create rules and regulations to implement these protections across different types of insurance, including disability, life, and long-term care insurance. Additionally, the bill mandates that if the state department receives materials from a reputable live organ donation organization, those materials must be made publicly available, which could help increase awareness and potentially encourage more people to consider becoming living organ donors by addressing potential insurance-related concerns.

Business and Industry

https://malegislature.gov/Bills/194/H1248