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ME LD1064

ME LD1064
An Act to Ensure Automobile Insurance Rates Are Maintained upon the Death of a Spouse


summary

Introduced
03/12/2025
In Committee
03/12/2025
Crossed Over
Passed
Dead
04/08/2025

Introduced Session

132nd Legislature

Bill Summary

This bill prohibits an insurance company from refusing to issue, cancelling, reducing liability limits for or charging a higher premium for a policy for the sole reason that a person to whom the policy has been issued has experienced a change in marital status due to the death of the person's spouse.

AI Summary

This bill prohibits automobile insurance companies operating in Maine from taking adverse actions against a policyholder solely because they have lost a spouse. Specifically, the legislation prevents insurers from cancelling, refusing to renew, reducing liability limits, or increasing premiums for an individual just because their marital status has changed due to the death of their spouse. The bill adds a new section (§2916-D) to the Maine Revised Statutes Annotated (MRSA) to ensure that grieving spouses are not further burdened by potential insurance discrimination during an already difficult time. By enacting this provision, the bill aims to protect consumers from potential financial penalties or coverage disruptions that could occur following the loss of a partner, thereby providing a measure of stability and financial protection for individuals experiencing personal loss.

Committee Categories

Health and Social Services

Sponsors (1)

Last Action

Ought Not to Pass Pursuant To Joint Rule 310, Apr 8, 2025 (on 04/08/2025)

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