Bill > HB4853

This bill establishes a comprehensive framework for addressing payment card skimmers on electronic terminals in Texas, creating new legal provisions to prevent and respond to skimming activities. The bill defines key terms like "electronic terminal" (which includes ATMs, point-of-sale terminals, and cash dispensing machines) and "skimmer" (a device capable of unlawfully intercepting electronic communications or data to perpetrate fraud), and designates the financial crimes intelligence center as the primary administrative body responsible for enforcement. Under the new law, service technicians and merchants are required to immediately report the discovery of skimmers to the center and law enforcement, disable affected terminals, and take measures to protect the terminals from further tampering. The bill also establishes a confidential reporting mechanism, allowing various entities like law enforcement, financial institutions, and payment card networks to submit skimmer reports. Additionally, the legislation introduces civil and criminal penalties, including a potential civil penalty of up to $5,000 per day for violations and criminal offenses ranging from Class C misdemeanors to third-degree felonies for actions like refusing terminal inspections or deliberately disposing of skimmers during an ongoing investigation. The bill aims to enhance consumer protection and reduce financial fraud related to electronic payment systems.

Labor and Employment

https://capitol.texas.gov/BillLookup/History.aspx?LegSess=89R&Bill=HB4853