Bill > HF2335

This bill modifies Minnesota's laws regarding Medicare supplement insurance policies, focusing primarily on preexisting condition limitations and enrollment periods. The bill removes references to an "open enrollment period" and adjusts provisions related to when individuals can obtain Medicare supplement insurance without facing preexisting condition restrictions. Specifically, the bill ensures that health carriers cannot deny, condition, or price Medicare supplement coverage differently based on an individual's health status, claims experience, or medical condition during certain six-month periods when a person first enrolls in Medicare Part B. The legislation expands protections for individuals with disabilities who are enrolled in Medicare, providing additional guaranteed issue periods when they transition between different healthcare coverage options. The bill also requires that any preexisting condition limitations in insurance policies be clearly labeled and outlined separately, and it mandates that insurers provide a standardized guide to help people understand their Medicare insurance options. Additionally, the bill repeals certain existing provisions related to open enrollment periods and makes technical amendments to improve the clarity and consistency of Medicare supplement insurance regulations in Minnesota.

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https://www.revisor.mn.gov/bills/bill.php?b=House&f=HF2335&ssn=0&y=2025