Bill > SB2585

This bill prohibits automobile insurance companies in Texas from charging higher premiums for personal automobile insurance policies for individuals who are 21 years or older based solely on their sex or marital status. The legislation applies to all types of insurance providers, including insurance companies, mutual insurance companies, county mutual insurance companies, and Lloyd's plans. Under this proposed law, an insurer cannot increase an insurance premium for a policyholder who is at least 21 years old simply because of their gender or whether they are married or single. The bill is set to take effect on September 1, 2025, and will apply to insurance policies that are delivered, issued, or renewed on or after January 1, 2026, meaning insurance companies will need to adjust their pricing models to comply with the new regulation by that date. The goal of the bill appears to be preventing discrimination in automobile insurance pricing based on personal characteristics that are unrelated to driving risk.

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https://capitol.texas.gov/BillLookup/History.aspx?LegSess=89R&Bill=SB2585