Bill > HB922

This bill mandates that individual and group health insurance policies in Pennsylvania, as well as government health programs, provide comprehensive fertility preservation coverage for individuals up to 45 years old who are at risk of iatrogenic infertility (infertility caused by medical treatments). The coverage includes a wide range of services such as cryopreservation of eggs, sperm, and embryos, intrauterine insemination, embryo transfers, diagnostic testing, storage of reproductive materials, and in vitro fertilization. The bill requires insurers to waive cost-sharing requirements and prohibits limitations on coverage based on arbitrary factors like the number of fertility preservation attempts. The coverage must be provided without preexisting condition exclusions and must include storage of reproductive materials for at least five consecutive years, with special provisions for individuals under 18. The bill also ensures that coverage continues if an individual switches health insurance providers during the storage period. Notably, the legislation defines "covered individual" broadly to include spouses and dependents without discrimination, and it emphasizes that the bill does not interfere with a physician's clinical judgment. The bill will take effect 60 days after passage and will apply to new and renewed health insurance policies 180 days after its effective date.

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https://www.legis.state.pa.us/cfdocs/billinfo/bill_history.cfm?syear=2025&sind=0&body=H&type=B&bn=922