Bill > A06801

This bill requires insurance companies to send written renewal notices to policyholders at least 30 days before their current policy expires, covering multiple types of insurance including general insurance policies, motor vehicle insurance, and workers' compensation insurance. The bill amends existing laws in the insurance, vehicle and traffic, and workers' compensation sections to mandate that insurers provide these advance renewal notices. For motor vehicle insurance specifically, the notice must be sent via regular mail with a certificate of mailing, and the requirement applies differently to personal and business use vehicles. The notices must be delivered in a manner prescribed by the superintendent of insurance, ensuring policyholders have adequate time to review their coverage, consider alternatives, or make changes before their current policy terminates. The bill will take effect 90 days after becoming law, giving insurers time to adjust their notification practices to comply with the new requirements. The goal appears to be improving consumer protection by ensuring policyholders have timely information about their insurance coverage renewals.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/A6801