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Bill > S4287
NJ S4287
NJ S4287Requires health insurance coverage for donation of organs from individuals declared dead.
summary
Introduced
03/24/2025
03/24/2025
In Committee
03/24/2025
03/24/2025
Crossed Over
Passed
Dead
Introduced Session
2024-2025 Regular Session
Bill Summary
This bill requires a carrier that offers a health benefits plan in New Jersey to provide coverage, without any cost-sharing, to an insured individual for the donation of an organ after the insured individual is declared dead in accordance with the "Declaration of Death Act." The insured individual who is declared dead: (1) is to be registered as an organ donor through the organ donor registry established by the State; or (2) is to have organs donated if the decision to donate is received from a representative of the insured individual who is declared dead, to include, but not be limited to, the named insured of the health benefits plan, if not the insured individual who is declared dead; a spouse; a child who is at least 18 years of age; sibling or legal guardian.
AI Summary
This bill requires health insurance carriers in New Jersey to provide coverage without any cost to the insured individual's family for organ donation after the insured person is declared dead. Specifically, the coverage applies in two scenarios: first, when the deceased individual was already registered as an organ donor through the state's organ donor registry, and second, when a representative of the deceased (such as a spouse, child over 18, sibling, legal guardian, or the named insured on the health plan) decides to donate the deceased's organs. The bill references the "Declaration of Death Act" to establish the legal standard for determining death, and it will take effect on the first day of the fourth month following its enactment, applying to health benefit plans that are delivered, issued, executed, or renewed on or after that date. The purpose of this legislation is to remove potential financial barriers that might discourage organ donation by ensuring that the medical costs associated with organ retrieval are fully covered by health insurance.
Committee Categories
Business and Industry
Sponsors (3)
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee (on 03/24/2025)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2024/S4287 |
| BillText | https://pub.njleg.gov/Bills/2024/S4500/4287_I1.HTM |
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