Bill > A06919

This bill requires dental insurance policies to cover night guards when prescribed by a licensed dentist, across multiple types of insurance plans including individual, group, and Medicaid. A night guard is defined as a protective device worn over the teeth and gums to prevent and reduce injury to the teeth, arches, lips, and gums. Specifically, the bill amends several sections of New York's insurance law and social services law to mandate that dental insurance policies provide coverage and reimbursement for night guards. The coverage requirement applies to policies issued, renewed, modified, altered, or amended on or after the bill's effective date. By requiring this coverage, the bill aims to make night guards more accessible to individuals who may need them for dental protection, potentially helping to prevent dental injuries and related health issues.

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https://www.nysenate.gov/legislation/bills/2025/A6919