Bill > S06722

This bill amends the New York General Business Law by changing the definition of a "protected consumer" from an individual under sixteen years old to an individual under eighteen years old. Specifically, the bill modifies a previous law from 2014 that defined the term "protected consumer" by expanding the age threshold from sixteen to eighteen years. This change means that parents or guardians of individuals up to the age of eighteen (rather than sixteen) will be able to request a security freeze on their child's credit report, which is a method of preventing identity theft by restricting access to a credit file. The modification provides additional protection for a slightly broader age group of minors, recognizing that financial vulnerability can extend to older teenagers. The bill takes effect immediately upon enactment.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/S6722