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Bill > HF2607


MN HF2607

MN HF2607
Insurers required to provide copy of current policy to insured.


summary

Introduced
03/20/2025
In Committee
04/01/2025
Crossed Over
Passed
Dead

Introduced Session

94th Legislature 2025-2026

Bill Summary

A bill for an act relating to commerce; requiring insurers to provide a copy of a current policy to the insured; amending Minnesota Statutes 2024, section 72A.20, by adding a subdivision.

AI Summary

This bill requires insurance companies to provide a copy of a current policy to the first named insured within 21 days of receiving a request, specifically for automobile and homeowner's insurance policies. The policy can be delivered in paper form, electronically, or via a website link, and insurers are obligated to provide the current policy only once per policy period. This legislation aims to improve transparency and accessibility of insurance policy information for consumers, ensuring that individuals can easily obtain and review the details of their current insurance coverage. By mandating that insurers promptly respond to policy copy requests, the bill helps consumers stay informed about their insurance terms, coverage limits, and other important details that may change over time.

Committee Categories

Business and Industry

Sponsors (3)

Last Action

Second reading (on 04/01/2025)

bill text


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