Bill > A07249

This bill requires insurance companies regulated under Article 32 of the insurance law to issue joint checks when paying for out-of-network health care services. Specifically, when an insured person receives services from an out-of-network health care provider, the insurance company must create a payment check that lists both the patient's full name and the health care provider's name, with the word "and" connecting them. This means the check would need to be made out to both the patient and the provider, likely to ensure transparency and potentially help prevent payment disputes. The bill applies to out-of-network services, which are medical treatments provided by healthcare professionals or facilities that are not part of an insurance company's preferred network of providers. The legislation is designed to give patients more clarity and potentially more control over payments for medical services received outside of their insurance network. The bill would take effect immediately upon becoming law.

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https://www.nysenate.gov/legislation/bills/2025/A7249