Bill > A07298

This bill amends the New York financial services law to include ambulance services to the emergency room as part of emergency services for the purposes of surprise billing protections. Specifically, the bill expands the definition of "emergency services" to explicitly include public or private ambulance transportation to the emergency room for treatment of an emergency medical condition. The legislation requires health care plans to handle bills for ambulance services from non-participating providers in the same manner as other emergency services, meaning patients cannot be billed more than their standard co-payment, coinsurance, or deductible. The bill mandates that health care plans pay a reasonable amount for these ambulance services and ensures that patients will not incur higher out-of-pocket costs for ambulance services than they would with a participating provider. Additionally, the bill allows for dispute resolution between non-participating providers and health care plans regarding fees for these ambulance services. The changes are designed to protect patients from unexpected high medical bills when receiving emergency transportation services, aligning ambulance services with existing surprise billing protections for other emergency medical services.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/A7298