Bill > H524

This bill introduces a comprehensive fraud detection alert system for property records and modifies property crime statutes. The first section requires county registers of deeds to create an electronic registration portal that allows individuals to monitor up to five identities for potential fraudulent property transactions. When a land record is filed under a monitored identity, the system must automatically send an email notification within 24 hours, including details like the recording date, book and page number, and instructions for viewing the document. Registrants can enroll for a reasonable fee that covers system maintenance costs, and the register of deeds is protected from liability related to the system's operation. The second section expands existing law on fraudulent property transactions, making it a criminal offense to rent, lease, list, or advertise property without legal ownership or authority, and allows for civil penalties under unfair trade practices statutes. Notably, the bill adds a provision allowing judges to award reasonable attorney fees in civil suits related to these fraudulent property transactions. The bill will become effective on October 1, 2025, applying to land records and causes of action from that date forward, providing property owners with an additional tool to protect against potential real estate fraud.

Government Affairs, Justice

https://www.ncleg.gov/BillLookUp/2025/H524