Bill > SF3098

This bill, titled "Prohibition from using artificial intelligence to dynamically set product prices," aims to protect consumers and workers by prohibiting the use of automated decision systems, which are defined as systems that use computation, including artificial intelligence and machine learning, to assist or replace human decision-making, to set prices or wages based on surveillance data. Surveillance data is broadly defined as information gathered through observation or inference about an individual's personal characteristics, behaviors, or biometrics, which includes things like browsing history, purchase history, location, and even genetic information. The bill specifically prohibits "surveillance-based price discrimination," meaning using these automated systems to offer different prices to individuals based on their collected data, and "surveillance-based wage discrimination," which means using such systems to offer different wages to workers based on their data. While there are exceptions, such as price differences justified by the cost of service, discounts offered to clearly defined social groups with publicly disclosed criteria, or when dealing with insurers using risk-relevant data, the bill generally aims to prevent dynamic pricing and wage setting that relies on extensive personal data collection. It also requires companies using these systems to publish procedures for ensuring data accuracy, allowing individuals to correct or challenge their data, and providing information on how their data is used in pricing and wage decisions. The bill also establishes a presumption of violation if different prices or wages are offered to individuals for similar products or work under similar conditions, which the company can then attempt to rebut.

Business and Industry, Justice

https://www.revisor.mn.gov/bills/bill.php?b=Senate&f=SF3098&ssn=0&y=2025