Bill > HF2880

This bill clarifies that direct primary care agreements are not considered health insurance in Minnesota. Specifically, the bill defines a direct primary care agreement as a written contract between a patient and a primary care provider that allows flexible, transparent healthcare service arrangements. The agreement must allow either party to terminate the contract with minimal notice, describe the specific healthcare services provided, specify a periodic fee structure, permit third-party fee payments, prohibit additional compensation for included services, and explicitly state that the agreement is not health insurance. By establishing this definition, the bill exempts direct primary care agreements and providers from regulation under Minnesota's insurance chapters (60A to 72A), meaning these agreements will not be subject to the same regulatory requirements as traditional health insurance plans. The provisions of this bill will take effect for agreements issued, offered, or renewed on or after July 1, 2025, providing clarity and flexibility for patients and healthcare providers in structuring their primary care relationships.

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https://www.revisor.mn.gov/bills/bill.php?b=House&f=HF2880&ssn=0&y=2025