Bill > HR2435

This bill, called the Save Our Small Farms Act of 2025, aims to improve agricultural support programs for small and diverse farmers by making several key changes to crop insurance and disaster assistance. The bill focuses on modifying the Noninsured Crop Disaster Assistance Program (NAP) and the Whole Farm Revenue Protection insurance plan to make them more accessible and beneficial for small-scale, beginning, and socially disadvantaged farmers. Specifically, the bill introduces a streamlined application process with reduced paperwork, a revenue-based coverage option that allows farmers to use tax records to establish historical revenue, and a graduated transition pathway with premium discounts to encourage farmers to move from the disaster assistance program to a comprehensive whole farm insurance plan. Additionally, the bill expands crop coverage, increases loss payment percentages to 100%, and creates provisions to help farmers document crop losses more easily, such as allowing remote crop appraisals and extending loss notification timelines. The legislation also mandates research and development for a new single index insurance policy that would provide coverage based on weather conditions and agricultural income losses, with special considerations for small farms and underserved producers. Overall, the bill seeks to provide more flexible, supportive, and financially accessible risk management tools for small farmers across the United States.

Agriculture and Natural Resources

https://www.congress.gov/bill/119th-congress/house-bill/2435/all-info