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Bill > SB34

LA SB34

LA SB34
Provides that alteration of a repair estimate without notification to the author of the estimate, supplement, or revision is a fraudulent insurance act. (8/1/25)

summary

Introduced
03/31/2025
In Committee
05/28/2025
Crossed Over
05/13/2025
Passed
06/20/2025
Dead
Signed/Enacted/Adopted
06/20/2025

Introduced Session

Potential new amendment
2025 Regular Session

Bill Summary

AN ACT To enact R.S. 22:1923(2)(q), relative to fraudulent insurance acts; to provide that amending or altering the original adjuster's or appraiser's repair estimate without the documented permission of the adjuster is a fraudulent insurance act; to provide for an effective date; and to provide for related matters.

AI Summary

This bill adds a new provision to Louisiana's insurance law that defines certain modifications to repair estimates as a fraudulent insurance act. Specifically, the bill makes it a fraudulent insurance act to amend or alter an original repair estimate, a revision to that estimate, or a supplemental estimate without providing documentation or notification to the original estimate issuer. The term "fraudulent insurance act" in this context refers to intentional actions meant to deceive an insurance provider. The new law applies to adjusters and appraisers who might modify repair estimates without proper documentation or communication, which could potentially manipulate insurance claims. The bill will go into effect on July 1, 2026, and aims to prevent unauthorized changes to repair estimates that could mislead insurance companies or policyholders about the scope and cost of repairs.

Committee Categories

Business and Industry

Sponsors (2)

Last Action

Effective date 7/1/2026. (on 06/20/2025)

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bill summary

Document Type Source Location
State Bill Page https://www.legis.la.gov/legis/BillInfo.aspx?s=25rs&b=SB34&sbi=y
Analysis - Resume Digest for SB34 https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1427913
BillText https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1425936
BillText https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1423778
Analysis - Summary of House Amendments to SB34 https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1421331
House Committee Amendment #3627 INS Proposed https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1418846
Analysis - House Committee Redigest of SB34 https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1418852
House Committee Amendment #3554 INS Draft https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1418345
BillText https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1413920
Analysis - Digest of SB34 Reengrossed https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1413970
Senate Floor Bureau Note #1589 Luneau Adopted https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1413727
BillText https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1412407
Analysis - Digest of SB34 Engrossed https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1413091
Senate Committee Amendment #1263 INS Draft https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1411371
Senate Committee Amendment #1391 INS Proposed https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1412372
Analysis - Digest of SB34 Original https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1400315
BillText https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1400311
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