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Bill > HB258
LA HB258
LA HB258Provides relative to automobile liability insurance premiums of policyholders sixty-five years of age or older
summary
Introduced
04/01/2025
04/01/2025
In Committee
05/28/2025
05/28/2025
Crossed Over
05/14/2025
05/14/2025
Passed
06/08/2025
06/08/2025
Dead
Signed/Enacted/Adopted
06/08/2025
06/08/2025
Introduced Session
Potential new amendment
2025 Regular Session
Bill Summary
AN ACT To amend and reenact R.S. 22:1286, relative to rates charged for automobile liability insurance coverage; to provide relative to prohibited increases to policyholders based solely on having attained the age of sixty-five or older; to provide a penalty for insurers in violation; and to provide for related matters.
AI Summary
This bill amends Louisiana state law to prohibit automobile insurance companies from increasing insurance premiums for policyholders solely based on the fact that they are 65 years of age or older. The legislation specifically modifies existing insurance regulations to prevent age discrimination against senior citizens, making it illegal for insurers to raise rates on automobile liability insurance policies just because a policyholder has reached the age of 65. Furthermore, the bill establishes that any insurance company found to be in violation of this provision will be subject to penalties or regulatory actions as determined by the state insurance commissioner. This change aims to protect older drivers from unfair pricing practices and ensure that insurance premiums are based on factors other than age, such as driving record, claims history, or other relevant risk indicators.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Effective date: 08/01/2025. (on 06/08/2025)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.legis.la.gov/legis/BillInfo.aspx?s=25rs&b=HB258&sbi=y |
| Analysis - Resume Digest for HB258 | https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1430169 |
| BillText | https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1425088 |
| BillText | https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1420779 |
| BillText | https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1412662 |
| Analysis - Digest of HB258 Engrossed | https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1412685 |
| House Committee Amendment #2449 INS Proposed | https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1412481 |
| House Committee Amendment #2350 INS Draft | https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1411891 |
| BillText | https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1401327 |
| Analysis - Digest of HB258 Original | https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1401346 |
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